HB101 is typically held once per month. Each session is a 9-hour class over the course of a two-day weekend. Saturday classes are from 9:30am to 3:30pm (with a break for lunch) and Sunday classes are from 9:30am to 1:30pm. The workshops are conducted at ACDC's office unless otherwise noted. Graduates receive a certificate of completion which qualifies them for first-time homebuyer programs in Massachusetts.
ACDC is a HUD-approved housing counseling agency. Our homebuyer education and counseling services meet the criteria established by the Massachusetts Homeownership Collaborative. ACDC's HB101 is CHAPA certified.
Topics covered in the class include:
- Shopping for a home to meet your needs
- Building credit
- Budgeting and managing debt
- Introduction to the mortgage process
- Home inspection process
- Home insurance
- Legal process of buying a home